The Online Shopping Scams I Warn Liverpool Shoppers About

May 07, 2026By Jay Kells
Jay Kells

Why These Scams Still Catch People Out

I get messages most weeks from people in Liverpool who've been caught out shopping online, and the pattern is always the same. It's not that they were careless. It's that the scam was built to look exactly like the real thing, right up until the money had already left their account.


The Too Good To Be True Deal


If a designer coat is eighty percent off on a site you've never heard of, that's not a bargain, that's bait. Scammers know a steep discount short circuits the part of your brain that would normally stop and check. My rule is simple: if the price makes me do a double take, I slow right down and look the seller up properly before I go anywhere near my card details.


Fake And Cloned Shopping Websites


Some of the fake shops I've seen are genuinely convincing, right down to a copied logo and a stolen product description. What gives them away is usually in the details: no proper contact address, reviews that all appeared in the same week, or a checkout that redirects somewhere unexpected. I've written before about the payment habits that give me an extra layer of protection, and they matter just as much here as anywhere else.


Marketplace And Social Media Scams


Facebook Marketplace and Gumtree are brilliant for picking up a bargain locally, but they're also where I see some of the messiest scams. Someone lists an item that doesn't exist, takes a deposit through a bank transfer, then disappears. If a seller pushes you to pay outside the platform's own system, or won't meet in a public place for something local, that's your answer.


My Quick Checklist Before I Buy


Before I hand over any card details on a site I don't already trust, I check the URL is spelled correctly, I look for a returns policy that actually makes sense, and I search the shop's name plus the word reviews. I also try to shop on a secured connection rather than open public wifi, which is one of the reasons I use NordVPN when I'm out and about. The same tricks ramp up every Christmas, and fake delivery texts are their own special headache once your parcel is actually on its way.


None of this takes long once it's a habit. If you do get caught out, report it to Action Fraud and contact your bank straight away, the faster you move the better your chances. You'll find more of my practical advice on the Safety Toolkit page, and if you want to talk through something that's happened to you, get in touch and I'll help however I can.

Macro close-up of digital payment card highlighting security chip and holographic anti-fraud features